• BENEFITS THAT “BENEFIT” YOUR BUSINESS

    Managing Employer based benefits is our mainstay and focus. We invest a great deal of our time and resources in order to improve the why, what and how we deliver services to you and your employees. We are constantly looking at new and better ways to make benefits easier to understand, access and deliver for your human resource department and employees.

SERVING CALIFORNIA BASED CORPORATIONS DOING BUSINESS THROUGHOUT THE US AND INTERNATIONALLY


CLIENT SERVICES

  • FULL BENEFITS CONSULTING
  • ELIGIBILITY, BILLING & CLAIM RESOLUTION
  • HR & COMPLIANCE SITE
  • FSA AND COBRA ADMINISTRATION
  • WRAP & PLAN DOCS & 5500 FILING
  • HRIS & ELECTRONIC FILE TRANSFER
  • IMPLEMENTATION TEAM & EMPLOYEE COMMUNICATIONS
  • DEDICATED CLIENT SERVICE MANAGER
  • QUARTERLY FINANCIAL & CLAIMS REPORTING
  • HR, LEGAL ERISA, DOL & PPACA SUPPORT

OUR FOCUS

  • COST & BENEFIT MANAGEMENT ANALYSIS
  • SPECIALTY PLAN DESIGNS
  • ALTERNATIVE FUNDING OPTIONS
  • SHORT & LONG TERM BENEFIT STAREGIES
  • PAPERLESS INTEGRATION & STEAMLINED PROCESSES
  • EMPLOYEE EDUCATION
  • WELLNESS STRATEGIES & IMPLEMENTATION
  • SPECIALTY PARTNERS & VOLUNTARY BENEFITS
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From The Blog:

Guidance on the Definition of “Spouse” and “Marriage”

Modifications to ERISA, COBRA & HIPAA

According to the Supreme Court's ruling, in United States v. Windsor, section 3 of the Defense of Marriage Act (DOMA) is unconstitutional. In a recent release from the DOL, the terms "spouse" and "marriage" in Title I of ERISA and in related agency regulations will generally be read to include same-sex couples legally married in any state that recognizes such marriages, regardless of where they currently live. Among other requirements, Title I includes the health coverage continuation provisions of COBRA and the HIPAA portability provisions.

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Thousands of Doctors Dropped from Medicare Advantage Plans

PPACA is Driving-Up Costs on All Health Care Plans Including Medicare

There is nothing in the Affordable Care Act (ACA) that is affordable.  In fact, there is nothing in health care reform that will lower claims (utilization) except changing behaviors and taking better care of ourselves.  Electronic medical records will help to reduce claims however, everything else in the 2500 pages will increase costs for carriers and consumers.  We are now starting to see the results of this legislation.

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What are the Administrative Simplification regulations under PPACA, and who needs to comply with these provisions?

Among the 2500 pages of PPACA (better known as health care reform), there are the BIG THINGS and NOT SO big things. The Administrative Simplification rules and guidelines are among the “Not So big things” category however, like most of the changes, you need to know what it is and who they affect.

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